A Business Owners' Policy (BOP) combines essential coverages tailored for business owners. Typically, these include business interruption insurance, property insurance (offering standard or comprehensive special forms), vehicle coverage, liability insurance, and crime insurance. You have the flexibility to customize the BOP to suit your company's specific requirements.
Choosing a BOP often results in cost savings, as the bundled services are generally less expensive than purchasing each coverage individually.
Key components typically covered by a BOP:
Professional liability, auto insurance, worker’s compensation, and health and disability insurance are not covered by BOPs. They require separate policies.
Contact Gines Insurance Agency to discuss which Business Owners' Package Policy best suits your business needs.
