General liability (GL) insurance is a type of policy that provides coverage to a business for bodily injury, personal injury, and property damage caused by the business’s operations, products, or injuries that occur on the business’s premises.
We highly recommend General liability coverage if:
Commercial Auto covers damage to a company vehicle and bodily injuries when you or an employee cause an accident. This type of business insurance covers many types of commercial vehicles—from automobiles used for business purposes, including company cars, to a wide variety of commercial trucks and vehicles .
We highly recommend Commercial Auto coverage if:
Business owner’s policy (BOP) combines general liability and commercial property insurance coverage to protect you against lawsuits and damages. It also provides financial support when your building or contents (also called business personal property) is damaged by an incident the policy covers ( i.e. Fire, theft, vandalism, etc.)
We highly recommend BOP coverage for:
Workers Compensation (WC) provides benefits to employees who get injured or sick from a work-related cause. This includes covering costs of medical treatment, ongoing care, lost wages, disability benefits and death benefits, like funeral costs. Businesses that fail to provide workers’ compensation coverage can face severe and costly repercussions including payment of claims out of pocket, fines , as well as possibly losing the right to conduct business in the state.
Errors and Omissions insurance (E&O), a form of professional liability insurance, is designed to protect your business against claims that professional advice or services you provided caused a customer financial harm due to actual or alleged mistakes or a failure to perform a service.
We highly recommend E&O coverage for:
